Attention homeowners in Califon and Hunterdon County: Need an appraisal?

The top 7 reasons New Jersey homeowners call on Simila Appraisals Inc.:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge Hunterdon County's assessment of your property
Remove PMI to lower their monthly mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of New Jersey, when real estate needs to be divided
To determine the true market value of real estate to settle an estate in Hunterdon County or the state of New Jersey


	Own a home in or near Califon, New Jersey and need help determining the value of it? Contact Simila Appraisals Inc..

We at Simila Appraisals Inc. understand the individual needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a person not in the real estate field that probably doesn't look at appraisals every day, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Simila Appraisals Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Challenging Hunterdon County's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. A professional appraisal from Simila Appraisals Inc. is your chief weapon when challenging your property tax assessment.

Appraisals to remove PMI

A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Simila Appraisals Inc., we're experts in helping people just like you get rid of unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Simila Appraisals Inc. can provide you with efficient appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.